Dec
19
2008
Vermont Treasury Unclaimed Money
Posted by: Russ Johnson in Government, Missing Money, Public Records, Unclaimed MoneyNews Story
Unclaimed Money Video
Archive for the “Unclaimed Money” Category
Dec
05
2008
NEWS: Missouri & Kansas Unclaimed MoneyPosted by: Russ Johnson in Government, Missing Money, News, Public Records, Unclaimed MoneyThis new newstory for Missouri & Kansas unclaimed money available from Missouri treasurer. To search all Missouri, Kansas and all 50 U.S. states, see UnclaimedMoney.net or our members area at ShowMeMyMoney.com
Dec
01
2008
Florida Unclaimed Money Totals Over $1 BillionPosted by: Russ Johnson in Government, Missing Money, Unclaimed Insurance Policies, Unclaimed MoneyHave you ever loaned money to a friend, and because they were a friend, you didn’t press them to pay your cash back quickly? Then, as time went on, did you forget all about the money? Well, maybe you haven’t, but millions of Floridians do every year, only their “friends” are companies holding dormant bank accounts, uncashed payroll checks, stocks, dividends, just to name a few. After the companies lose contact with people associated with these accounts, they turn over these funds to the state Department of Financial Services, and the funds, totally hundreds of millions each year, become what is known as unclaimed money or unclaimed property. The state never actually “owns” Florida unclaimed money, but they are obligated to hold it until the rightful owner steps forward to claim it. The task of turning that missing money in to found money is easy if you know what you’re doing. Many people make the mistake of simply performing a onetime search at some third party side that made false claims about its unclaimed property database. Others only search Florida’s unclaimed funds records. On top of that, one of the biggest mistakes people make time and time again, is only searching once. Searching only once doesn’t take in to account that in accordance with varying dormancy periods on forgotten money, these assets are turned over at different times. Meaning that if you search for unclaimed money in Florida only today, but your funds haven’t been turned over to the state until tomorrow (or next week, month, or year), you’d never find it. For this reason (among others), searchers should steer clear of sites that charge “per search”. Many people hunting for FL unclaimed funds simply don’t realize that their money might be in the hands of government offices in other states. What if your insurance companies or corporate headquarters of a former employer were in other states? When the dormancy periods end, your unclaimed gov money will be turned over to those states, so searching Florida missing money records would be pointless. Although Florida’s $1 billion is a lot, searching the records of other states frequently is particularly important in The Sunshine State, because the state houses so many transplants. It’s no secret that Florida is the place to be if you’re a retiree, but most didn’t live there for their entire lives. Despite the fact that Florida does you the courtesy of not putting any time limits on claiming your funds, most people would obviously prefer to have their money sooner rather than later. Additionally, if the cash belonged to a passed relative, the process of proving you’re the rightful heir can take a bit more effort than claiming your own lost money, so it’s important to get started ASAP. Most people think it’s not possible for them to have ever abandoned or forgotten money, but you’d be surprised. The reality is that the majority of people are owed some type of unclaimed money, so everyone owes it to themselves to search. To begin your search for unclaimed money in Florida, click here for more info.
Nov
30
2008
Find Missing Money and Beat the Financial CrunchPosted by: Russ Johnson in Government, Missing Money, Uncategorized, Unclaimed MoneyFind Missing Money and Beat the Financial CrunchFinding missing money for you and your family may help the financial crunch. The bursting of the real-estate bubble brought about a storm of problems that hit the U.S. like a super-typhoon. Seemingly invincible Wall Street juggernauts came crashing down gasping. Detroit’s ailing Big Three triggered a wave of factory shut-downs and lay-offs that started a wave of job-loss and homelessness across the county. Other businesses have been downsizing as well and it doesn’t seem like things are going to improve soon. In fact, the economic quagmire has spread to Asian nations like an unstoppable virus and financial experts can only sit back watching helplessly. A depressing number of American families are still losing their homes up to this point and the wave of recession is slowly creeping inwards from opposite coasts. All but a miniscule percentage of the US population has been affected by the economic crisis that just turned global and people are struggling just to keep meals on the table. To say people are desperate for cash would be a gigantic understatement. Unknown to most, there is a way for Americans to get their hands on some easy money. It’s not a sure-shot deal mind you, but it’s not a scam either. I’m talking about lost money belonging to people and businesses that have lost track of their finances through bad addresses, file mix-ups, oversight or what have you. Yes, a large portion of the American populace are actually richer than they think they can find missing money from state unclaimed property quite easily. The National Association of Unclaimed Property Administrators is an organization that represents the Unclaimed Money Bureau of each State and tries their best to protect and help Americans find their missing money from lost assets. The NAUPA’s definition: “Unclaimed property (sometimes referred to as abandoned) refers to accounts in financial institutions and companies that have had no activity generated or contact with the owner for one year or a longer period. Common forms of unclaimed property include savings or checking accounts, stocks, uncashed dividends or payroll checks, refunds, traveler’s checks, trust distributions, unredeemed money orders or gift certificates (in some states), insurance payments or refunds and life insurance policies, annuities, certificates of deposit, customer overpayments, utility security deposits, mineral royalty payments, and contents of safe deposit boxes. ”
Contrary to what one may think, it’s quite easy to find missing money from financial assets that have been lost over time. Remember that we’re in the information age and most of our transactions can be done online now. Finding unclaimed money at the click of a mouse is just one of the pluses that come with the times. True, the increasingly fast pace we’re living our lives these days makes it easier for us to lose track of our funds, but it can be just as easy to get it back providing the proper methods for an online unclaimed money search are used. Surprisingly, only a few of the millions of people owed state unclaimed property are actually trying to find missing money through the net. The $33 BILLION national unclaimed money pile is evidence of this. During times like these, that’s quite ironic as multitudes of people in the U.S. are in a financial bind. The problem may lie in lack of public knowledge and proper search methods. Finding out how to do an expert unclaimed money search- know where, when and how to look can put much needed funds in citizens’ desperate hands. To find unclaimed money owed to you, see Showmemymoney.com
Nov
27
2008
Rhode Island Unclaimed Money ListPosted by: Russ Johnson in Missing Money, Unclaimed Insurance Policies, Unclaimed MoneyRhode Island Unclaimed Money List
Nov
19
2008
Searching For Unclaimed Money In Your NamePosted by: Russ Johnson in Finance, Government, Missing Money, Unclaimed Money
Search For Unclaimed Money and Property in Your Name The country has a new captain at the helm and Americans are all set to try to shift the country’s economic course the only way they can. A recession has hit the country on both costs and is rapidly creeping-up towards the central states. Countless folks are out of jobs, out of houses and almost out of hope. Even with the hopes of a new, smarter President, it will take a while for the U.S. economy to recover. Americans, regardless of name, are going to need all the resources they have at their disposal to survive these lean times. One possible source of cash that only a few citizens know is state unclaimed money. Unknown to the general public, the government collects lost or abandoned financial assets from businesses, banks and financial institutions every year. According to the NAUPA, an acronym for National Association of Unclaimed Property Administrators, “Unclaimed property (sometimes referred to as abandoned) refers to accounts in financial institutions and companies that have had no activity generated or contact with the owner for one year or a longer period. Common forms of unclaimed property include savings or checking accounts, stocks, uncashed dividends or payroll checks, refunds, traveler’s checks, trust distributions, unredeemed money orders or gift certificates (in some states), insurance payments or refunds and life insurance policies, annuities, certificates of deposit, customer overpayments, utility security deposits, mineral royalty payments, and contents of safe deposit boxes” Currently, these are worth roughly $33 billion spread-out among the different State Treasuries and all people have to do is search for unclaimed money by person name. Quite ironic that in this time of economic strife, people still lose track of their finances and never take the time search for money under their name. These funds sit in banks, insurance companies, various businesses, etc. until their owners remember and come to get them. Otherwise, they’re collected by the US government as State unclaimed property after the specified period of dormancy (3-5 years usually). An excerpt from a press release by Georgia State Department of Treasury Unclaimed Property Unit explains dormancy periods best: “The time that must elapse for property to be determined “abandoned” and turned over to the state varies depending on the type of property. For example, unclaimed wages and company liquidation proceeds must be turned over to the state after one year. The vast majority of unclaimed property must be turned over to the state five years after the last contact with the rightful owner. Time frames for other types of property are: safe deposit box contents must be forwarded to the state two years after the box was opened by the holding financial institution; money orders seven years after the issue date; and traveler’s checks 15 years from the issue date.” The excerpt from is fairly standard across all 50 U.S. States and most have websites where visitors may search by name to locate assets due to them. The Unclaimed Property Division in each state takes charge of safekeeping the citizens’ lost assets and locating the owners. Most States keep the funds indefinitely until the owners or their beneficiaries look for unclaimed money by a persons name and realize they’re actually missing money and show-up to collect. However, if you live in Idaho or Indiana, you are urged to search as soon as possible if you have never searched. After 10 years, if the property if not claimed, the state takes possession forever. Currently, time restraints do not apply to some of the more active states like California, Texas, Washington, New York or Florida. All Americans are urged to search for unclaimed money and property in their names each year, and several times per year as funds are added year round. Unclaimed money and property expert Russ Johnson has been assisting Americans in finding their unclaimed money online since 1997. His sites are http://www.unclaimedmoney.net and http://www.unclaimedfunds.net which are updated regularly with the latest missing money information, news, and direct access to each states official unclaimed funds websites. Mr. Johnson is on a mission to inform all Americans of this little and often misunderstood program overlooked by U.S. Government offices. Article Source: http://EzineArticles.com/?expert=Russ_D_Johnson
I was speaking with one of our new users today (yes, on a Sunday) and thought there may be others interested in hearing this info. When searching for unclaimed money and property in the United States, it is important you are searching the correct sites. There are literally dozens of unclaimed money sites on the Internet, and some of them are out to dupe you! We get numerous calls every week from users who mistake our site from one of our competitor sites. Why are they calling us? Because the company they registered with can’t be found and they want to cancel. The company they ordered from does not reply to emails. They do not have a phone number which we nor they can find. The bad news is they keep getting charged month after month. We take pride in being accessible to our users and not hiding behind our website. Unfortunately, we do not get paid for doing other sites customer service. To be fair, I wouldn’t really call them our competitors, as they are what we call incomplete databases. They simply buy lists from the state and import them into their databases. These type sites measure only a fraction of actual claims waiting to be claimed. Using these type sites, you may get lucky and find a legitimate claim, but even so, you may be leaving dozens of claims on the table simply because you did not conduct an exhaustive search. I also note, on many of these sites, you could type in Mickey Mouse and batman and get returns. Really? Batman is due money? <ha> Whatever! I can guarantee you won’t find that crap at our site, and in fact, will find much more than any other unclaimed money website anywhere. Our membership site ensures you are searching only the official unclaimed money and property databases, as well as learning everything else about these type funds being held in government offices. Including, how to become an unclaimed money finder for profit, regulations to operate as a finder, access to vital records offices and phone numbers for when you need to make a claim on a deceased relative and lastly, those difficult to find claims termed “pre-escheat” which have not been turned over to unclaimed property bureaus. Professional finders love these type claims because they are not regulated and finders can charge any percentage they want. Some of these turds charge up to 60% of the claim. Don’t get me wrong, a finder is a good thing when regulated as shown in our website from government offices, with finders taking on average 10-15% of the claim. However, 60% is a bit ridiculous in my opinion and we can help you beat the system if you have been contacted by one of these companies. It’s also important to note, millions of dollars are added to the unclaimed money fund each year, and you should search more than once per year. In fact, we recommend you search 2-3 times per year, if not once every month. All truth be told, you could search today without finding an unclaimed money listing in your name, then come back tomorrow and a claim be listed. This is how often claims are added year round. If you are interested in becoming a member of the unclaimed money site and are ready to get started now, go to our registered users log in at http://www.ShowMeMyMoney.com If you have questions, I am certain you won’t be calling our competition, but they may be calling us. ShowMeMyMoney.com Russ
Oct
17
2008
Unclaimed or Lost Life Insurance PoliciesPosted by: Russ Johnson in Unclaimed Insurance Policies, Unclaimed Money
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